Achieve Financial Independence: Helping Women Build Wealth & Retire Early

Many women feel overwhelmed and uncertain when it comes to managing their finances and planning for the future. At Fender Financial Coaching, we empower women to take control of their money, build lasting wealth, and achieve early retirement with confidence. With our personalized coaching, you’ll transform financial stress into financial independence, gaining the peace of mind you deserve.

I'm Valerie Fender, and I help women gain control of their money so they can retire earlier than they thought possible!

I'm a Certified Personal Finance Coach who loves helping people take control of their money. I paid off over $100k in high-interest debt, boosted my net worth by almost $1 million in just five years and on track to retire 10 years early. Let's work together to align your spending with what matters most to you, create budgets that work, optimize your investments, and explore early retirement options.

Work With Me

Are you ready to take control of your financial future:

Whether you're looking to save for a major purchase, plan for retirement, or simply get a grip on your finances, we're here to help! We will discuss your unique financial goals and craft a custom strategy to achieve them. No two financial journeys are the same. We'll be with you every step of the way!

Start Your Path To Financial Independence & Retire Early (FIRE):

Empower yourself with personalized guidance, actionable insights, and unwavering support to gain control of your finances and create lasting change, paving the way for financial independence and early retirement. Book a complimentary financial discovery call to see how we can work together!

Financial Independence & Retire Early (FIRE) with Friends:

What's better than being able to retire early? Retiring early with your friends! The Money on FIRE Group Coaching Program is the same Money on FIRE program but with up to 4 people, special group pricing & a BONUS 1-on-1 coaching session for each participant. Let's get you started on your journey today!

Success Stories

What Past Clients Are Saying

"Working with Valerie has been a game changer for my financial future. She took the time to understand my unique goals and challenges, and crafted a strategy that not only meets my needs but also sets me up for long term success."

Laura

"My husband and I were nervous about opening the messy black box of our finances, but Valerie broke it down into very clear chunks that fit our needs and goals. It was like discarding heavy clouds over our heads and seeing it all very clearly."

May

FAQS

I can't afford it right now.

I understand that investing in your financial wellbeing can feel like a big step. Think of it as investing in a more secure and stress-free future. The strategies we'll develop could save you much more in the long run.

I'm too busy to focus on this right now.

I understand time is precious. The methods I teach are designed to integrate into your daily life without overwhelming you. Plus, investing time now can save you a lot of stress and time in the future.

I don't think I can stick to a budget or financial plan.

I get it—making changes can be daunting. We'll take it step-by-step and I'll be here to support you. We'll create a plan that's realistic and fits your lifestyle.

I'm embarrassed about my financial situation.

There's no need to feel embarrassed. I've worked with many clients in similar situations, and my role is to support you, not judge you. We all start somewhere, and you're taking a courageous step to improve.

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